:root{--ink:#16212e;--midnight:#0a1c30;--midnight2:#122b47;--amber:#e8a33d;--amber-d:#c9820f;
--cream:#faf6ef;--paper:#fffdf9;--line:#e7ddcc;--muted:#5b6b7d;--ok:#2e7d54;--r:14px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;color:var(--ink);background:var(--cream)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3,.wordmark{font-family:"Fraunces",Georgia,serif}
a{color:var(--midnight)}
img{max-width:100%;display:block}
/* header */
.top{position:sticky;top:0;z-index:50;background:var(--midnight);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.top .wrap{display:flex;align-items:center;gap:14px;height:60px}
.wordmark{font-weight:700;font-size:1.35rem;color:#fff;text-decoration:none;letter-spacing:.2px}
.wordmark b{color:var(--amber)}
.nav{display:flex;gap:18px;margin-left:auto}
.nav a{color:#dfe8f2;text-decoration:none;font-size:.92rem}
.nav a:hover{color:var(--amber)}
.lang{border:1px solid rgba(255,255,255,.25);border-radius:99px;padding:4px 12px;font-size:.8rem;color:#fff;text-decoration:none}
.callpill{background:var(--amber);color:var(--midnight);font-weight:700;text-decoration:none;border-radius:99px;padding:9px 18px;font-size:.92rem;white-space:nowrap}
.callpill:hover{background:#f2b455}
@media(max-width:820px){.nav{display:none}.callpill{display:none}}
/* sticky mobile call bar */
.callbar{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none;background:var(--amber);color:var(--midnight);
font-weight:800;text-align:center;padding:16px 12px;font-size:1.05rem;text-decoration:none;box-shadow:0 -6px 24px rgba(10,28,48,.25)}
.callbar small{display:block;font-weight:600;font-size:.72rem;opacity:.85}
@media(max-width:820px){.callbar{display:block}body{padding-bottom:76px}}
/* hero */
.hero{background:var(--midnight);color:#fff;position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:2;padding:64px 20px 56px;max-width:1120px}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.38}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,28,48,.94) 30%,rgba(10,28,48,.45) 75%,rgba(10,28,48,.2))}
.hero .wrap>*{position:relative;z-index:2}
.kicker{color:var(--amber);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.78rem}
.hero h1{font-size:clamp(2rem,5.4vw,3.4rem);line-height:1.12;margin:14px 0 16px;max-width:14ch}
.hero p.lead{max-width:52ch;color:#e8eef5;font-size:1.06rem}
.cta-row{display:flex;gap:14px;margin:26px 0 8px;flex-wrap:wrap}
.btn{display:inline-block;border-radius:12px;padding:15px 26px;font-weight:800;text-decoration:none;font-size:1.02rem}
.btn-call{background:var(--amber);color:var(--midnight)}
.btn-call:hover{background:#f2b455}
.btn-ghost{border:1.5px solid rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{border-color:var(--amber);color:var(--amber)}
.trustbar{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;padding-top:22px;border-top:1px solid rgba(255,255,255,.15);font-size:.87rem;color:#cfdae6}
.trustbar span::before{content:"✓";color:var(--amber);font-weight:800;margin-right:7px}
/* sections */
section{padding:56px 0}
.sec-title{font-size:clamp(1.5rem,3.4vw,2.1rem);margin-bottom:8px}
.sec-sub{color:var(--muted);max-width:62ch;margin-bottom:30px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card h3{font-size:1.12rem;margin-bottom:8px}
.card p{color:var(--muted);font-size:.94rem}
.stepnum{display:inline-flex;width:34px;height:34px;border-radius:99px;background:var(--midnight);color:var(--amber);
align-items:center;justify-content:center;font-weight:800;margin-bottom:12px;font-family:"Fraunces",serif}
.answer{background:var(--paper);border-left:4px solid var(--amber);border-radius:0 var(--r) var(--r) 0;padding:18px 22px;margin:20px 0;font-size:1.02rem}
/* faq */
details{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer;font-size:.98rem}
details p{margin-top:10px;color:var(--muted);font-size:.94rem}
/* form */
.form{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px;max-width:560px}
.form label{display:block;font-weight:600;font-size:.86rem;margin:14px 0 5px}
.form label small{color:var(--muted);font-weight:400}
.form input{width:100%;padding:13px;border:1.5px solid var(--line);border-radius:10px;font-size:1rem;background:#fff}
.form input:focus{outline:2px solid var(--amber);border-color:var(--amber)}
.form button{margin-top:20px;width:100%;border:0;cursor:pointer}
.notice{display:none;margin-top:14px;padding:12px;border-radius:10px;font-size:.92rem}
.notice.ok{background:#e7f5ec;color:var(--ok);display:block}
.notice.err{background:#fdeaea;color:#a33;display:block}
/* directory */
.dirsearch{display:flex;gap:10px;margin:18px 0 24px;max-width:560px}
.dirsearch input{flex:1;padding:13px;border:1.5px solid var(--line);border-radius:10px;font-size:1rem}
.dirlist{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:10px}
.dirlist a{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:12px 16px;text-decoration:none;font-size:.92rem}
.dirlist a:hover{border-color:var(--amber)}
.dirlist a small{display:block;color:var(--muted);font-size:.78rem}
/* footer */
footer{background:var(--midnight);color:#c6d2df;margin-top:40px;font-size:.9rem}
footer .wrap{padding:48px 20px 96px;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:30px}
footer h4{color:#fff;font-size:.95rem;margin-bottom:12px}
footer a{color:#c6d2df;text-decoration:none;display:block;margin-bottom:8px}
footer a:hover{color:var(--amber)}
.disclose{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:.8rem;color:#8fa1b5}
.disclose a{display:inline;color:var(--amber)}
.crumbs{font-size:.82rem;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--muted)}
.pagehead{background:var(--midnight);color:#fff;position:relative;overflow:hidden}
.pagehead .hero-img{opacity:.3}
.pagehead .wrap{position:relative;z-index:2;padding:44px 20px}
.pagehead h1{font-size:clamp(1.7rem,4vw,2.5rem)}
.pagehead p{color:#d7e1ec;max-width:60ch;margin-top:8px}
.prose{max-width:72ch;padding-top:8px}
.prose h2{margin:28px 0 10px;font-size:1.35rem}
.prose p,.prose li{color:#33424f;margin-bottom:12px}
.prose ul{padding-left:22px}
.newsmeta{color:var(--muted);font-size:.85rem;margin-bottom:16px}
.credit{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:12px 16px;font-size:.85rem;color:var(--muted);margin:18px 0}